Rates last updated: Quidco 23 October 2026 · TopCashback 25 October 2026 · JamDoughnut 26 September 2026
| Cashback site | Headline rate | Type |
|---|---|---|
| Quidco | up to 4% / £4 | click-through |
| TopCashback | 10% | click-through |
| JamDoughnut | 3.5% | gift card |
Headline rates are often "up to" figures that apply to specific categories. The full tier breakdown below shows exactly what each purchase type pays — something most comparison sites don't publish.
Tesco splits its cashback into separate bands for grocery delivery and general shopping, and the rates differ noticeably. New customer grocery orders (Whoosh, Click & Collect, Home Delivery) all earn at a higher band than F&F clothing or Marketplace purchases. Existing customers earn at a lower flat rate. If you're a regular Tesco shopper, it's worth checking which band your order falls into before clicking through — and remembering that Tesco Clubcard points stack independently of cashback, so you're not choosing between them.
| Category | Rate |
|---|---|
| New customer Click and Collect grocery orders of £40 or more | £4 |
| New customer Home Delivery grocery orders of £40 or more | £4 |
| new customer Marketplace purchases | 4% |
| existing customer Marketplace purchases | 2% |
| Tesco gift card purchases via Quidco Gift Cards | 2.25% |
| new customer Whoosh grocery orders of £40 or more | £4 |
| Category | Rate |
|---|---|
| Groceries - Click & Collect or Home Delivery — New Customer Purchase £40 + | £5 |
| Groceries - Click & Collect or Home Delivery — Existing Customer Purchase £70+ | £0.50 |
| Groceries - Whoosh — New Customer Purchase £40 + | £5 |
| Groceries - Whoosh — Existing Customer Purchase £70+ | £0.50 |
| Marketplace — Online Purchase | 10% |
| Category | Rate |
|---|---|
| Gift card | 3.5% |
As of October 2026, the best cashback rate for Tesco is 10% via TopCashback. Tesco cashback is currently offered by JamDoughnut, Quidco, TopCashback.
For Tesco, Quidco currently offers up to 4% / £4 while TopCashback offers 10%, so TopCashback has the higher headline rate right now. Rates change frequently — check the live comparison before buying.
Yes — new customers currently earn £4 at Tesco, while existing customers earn 2%.
Yes. JamDoughnut offer gift-card cashback for Tesco: buy a digital gift card in the app, receive cashback instantly, and pay with the gift card in store or online.
Sign up free to the cashback site with the best Tesco rate, search for Tesco there, click through to the retailer, and shop as normal. Cashback tracks automatically and is paid out once the retailer confirms the purchase.
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